What does it cover?

This insurance covers medical expenses during your tour (including the days of travelling to your destination and travelling back home) to a maximum of € 30.000,-; in the country in which the party insured is resident maximum

€ 3.000,-. An excess of € 50,-  applies per event.

Premium*

- Benelux + German citizens: € 0,80 /person/day. Policy fee € 5,-
- Europeans and Non-Europeans: € 1,90 /person/day. Policy fee € 5,- 
 

* The insurance premium must be paid for a period of at least 7 days (€ 13,30 per person)

Policy fee: € 5,-

Insurance tax: 6,5% calculated over the premium+policy fee
 

Duration
* The insurance has a duration of a maximum of 13 weeks, without prejudice to the provisions in article 2 with respect to automatic extension
 

* If an insurance certificate for longer than 13 weeks is issued, the insurer is not bound to the period that exceeds the 13 weeks.  
 

Conditions
The conditions of the Insurance for non-Dutch Nationals can be found in the conditions for the short-term travel and cancellation insurance in the clauses ('CLAUSE NON-RESIDENTS OF THE NETHERLANDS’, page 7).
 

Keep in mind that this coverage is more limited than normal travel insurance.  
 
THE UNIGARANT CANCELLATION INSURANCE

(This insurance can be taken out up to five days after the reservation has been made)

Holidays usually are reserved weeks in advance. The total fare needs to be paid 6 weeks before departure. If you need to cancel or abort the tour, that always leaves you with financial consequences.

This insurance reimburse cancellation costs due to a serious impediment such as an accident, illness or death of relatives in the 1st or 2nd grade.

What does it cover?

This insurance covers indemnification for:

- cancellation expenses
- holiday days outstanding in case of premature termination or interruption
- holiday days outstanding in case of delayed departure (up to a maximum of 3 days) due to, among other things:

• serious illness, accident or death affecting you, your travelling companions or relatives
• extensive damage to property as a result of fire, storm, etc.

Premium: 6% of travel sum 

Policy fee: € 5,-

Insurance tax: 21% calculated over the premium+policy fee

Cancellation insurance flight:
when paying 1% extra over the travel sum of your Bike & Barge tour + flight ticket, then the cancellation expense is insured should you need to cancel or should one of these components unexpectedly be cancelled. This on the condition that no alternative arrangement can be made, so the trip cannot be taken.

Policy fee: € 5,-

Insurance tax: 21% calculated over the premium+policy fee

Conditions
The conditions of the Cancellation Insurance can be found in the conditions for the short-term travel and cancellation insurance in the clauses.

THE CYCLETOURS BICYCLE INSURANCE (only applicable for the Bike & Barge tours in Holland)
Premium: € 15,- per bike, no own-risk/ € 40,- per E-bike, no own risk

We provide a good bicycle for you, adjusted to your height. You are liable for damage or theft as long as the bicycle is not on board. This insurance covers the bicycle for damage and theft. The insurance does not cover either damage caused by negligent or careless use of the bicycle, or theft if the bicycle has not been properly locked with a view to preventing theft. Leaving the bicycle unlocked and unattended is construed as not taking due care of the bicycle and the insurance is not valid in this case.
Leaving the bicycle `attended` means that the bicycle must be locked to an object that is either anchored in the ground or affixed in some way to an immovable object, either on its own or locked to another Cycletours bicycle. When you are cycling without supervision (the Cycletours guide) and you cannot leave your bicycle in a safe place then the bicycle should be left, locked, in a supervised cycle parking shed. In the evening and at night the bicycle should be placed on board the barge.

The bicycle insurance covers the cost of the repair or replacement of bicycle parts in case of an accident. It also protects against theft of the bike while it was locked. The key to the bike lock will always have to be produced in order for bicycle insurance to cover the loss.